Lower your payment or pull cash from your home equity with an FHA refinance through a direct lender who's been closing Arizona loans since 2000.
NMLS #223426 | Equal Housing Lender | Direct Lender, In-House Underwriting | 5x Arizona Daily Star Best Mortgage Company
FHA Streamline Refinance: for homeowners who already have an FHA loan and want a lower rate or payment. In most cases it skips the home appraisal and needs less paperwork than a standard refinance. HUD requires your combined rate and mortgage insurance to drop by at least 0.5% compared to your current loan, plus on-time payments for at least 6 months.
FHA Cash-Out Refinance: for homeowners who want to turn equity into cash for debt payoff, repairs, or anything else. Works even if your current loan isn't FHA. Up to 80% of your home's value.
$541,287 for a single-family home in 2026, per HUD. Refinancing a higher balance? Ask about jumbo or conventional options instead.
Danny Plattner (also known as Danny) has originated loans since 2000 and works as Senior Loan Originator with Altitude Home Loans, a direct lender that underwrites and funds in house instead of shopping your loan to other banks. Altitude Home Loans has been named Arizona Daily Star Readers' Choice Best Mortgage Company five years running, 2021 through 2025.
NMLS #223426 (Danny Plattner) | NMLS #1955555 (Altitude Home Loans)
Please reach us at dplattner@altitudehomeloans.com if you cannot find an answer to your question.
In most cases no. HUD lets lenders use the original purchase value instead, which keeps costs and timelines down.
Upfront premium of 1.75% of the loan, plus an annual premium between 0.15% and 0.75%, depending on term, amount, and equity position.
Yes. Danny originates through Altitude Home Loans (NMLS 1955555), a direct lender with in-house underwriting. Loan decisions are made internally rather than handed to an outside investor, which keeps the process under one roof.
HUD doesn't set a fixed minimum for a streamline refinance. Requirements vary by lender; Altitude reviews each file individually.
Streamline refinances are designed for a simplified process, less paperwork, and often no appraisal required, which can reduce the time to close.
All loans subject to credit approval and program availability.
Tap into your home equity or reduce your rate using your earned VA benefits.
Lower your monthly payment, drop mortgage insurance, or shorten your loan term.
Streamline your current VA loan to a lower rate with minimal paperwork.
Sources used: HUD FHA Streamline Refinance | HUD 2026 FHA Loan Limits | FHFA 2026 Conforming Loan Limits | HUD Mortgage Insurance Premiums
Altitude Home Loans. 4031 E Sunrise Drive, Tucson, AZ 85718. www.altitudehomeloans.com. NMLS 1955555. You can access Altitude's licensing information in NMLS by clicking here. Equal Housing Lender. This website is privately owned and maintained by Danny Plattner. This is not a government website and not associated with Davis-Monthan Air Force Base or the Department of Veterans Affairs or any other government agency. Danny Plattner, Licensed Mortgage Loan Originator, NMLS 223426. Licensed to originate in states displayed in NMLS. Access Danny's licensing information in NMLS by clicking here.
Copyright © 2026 Danny Plattner - All Rights Reserved.
Altitude Home Loans
Click here for licensing information related to Altitude Home Loans.
4031 E Sunrise Drive, Tucson, AZ 85718. www.altitudehomeloans.com. NMLS 1955555. You can access Altitude’s licensing information in NMLS by clicking here. Equal Housing Lender. This website is privately owned and maintained by Danny Plattner. This is not a government website and not associated with Davis-Monthan Air Force Base or the Department of Veterans Affairs or any other government agency.
Danny Plattner, Licensed Mortgage Loan Originator, NMLS 223426. Licensed to originate in states displayed in NMLS.
Not affiliated with Department of Veterans Affairs
Access Danny’s licensing information in NMLS by clicking here.
Originating in Arizona, California, Colorado, Florida, Georgia, Idaho, Illinois, Indiana, Kansas, Montana, Nevada, North Carolina, Oregon, Tennessee, Texas, Kentucky, Wyoming and Washington.
Disclaimer: Altitude Home Loans Click here for licensing information related to Altitude Home Loans. 4031 E Sunrise Drive, Tucson, AZ 85718. www.altitudehomeloans.com. NMLS 1955555. You can access Altitude’s licensing information in NMLS by clicking here. Equal Housing Lender. This website is privately owned and maintained by Danny Plattner. This is not a government website and not associated with Davis-Monthan Air Force Base or the Department of Veterans Affairs or any other government agency. Danny Plattner, Licensed Mortgage Loan Originator, NMLS 223426. Licensed to originate in states displayed in NMLS. Access Danny’s licensing information in NMLS by clicking here.
We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.