LOAN OF THE BRAVE
You've Served Us... Now Let Us Serve You!
LOAN OF THE BRAVE
You've Served Us... Now Let Us Serve You!
VA Home Loans Made Simple for Veterans & Active Military
Get the home you deserve with a trusted VA loan lender. We help veterans, active-duty service members, and eligible families secure affordable VA mortgages with no down payment and competitive rates.
What Is a VA Home Loan?
A VA home loan is a government-backed mortgage program designed to help veterans, active-duty military members, and eligible surviving spouses buy, refinance, or build a home.
Backed by the U.S. Department of Veterans Affairs, VA loans offer significant advantages over conventional loans, making homeownership more accessible and affordable.
Key Benefits of VA Loans
- No Down Payment Required
Buy a home without saving thousands upfront. - Lower Interest Rates
Enjoy competitive VA mortgage rates compared to traditional loans. - No Private Mortgage Insurance (PMI)
Save money every month with no PMI requirement. - Flexible Credit Requirements
Easier qualification compared to conventional mortgages. - Limited Closing Costs
VA loans cap certain fees to protect borrowers.
Who Is Eligible for a VA Loan?
You may qualify for a VA home loan if you are:
- An active-duty service member
- A veteran
- A member of the National Guard or Reserves
- An eligible surviving spouse
Eligibility is based on service history and meeting VA guidelines.
VA Loan Requirements
To qualify for a VA mortgage, you typically need:
- A valid Certificate of Eligibility (COE)
- Stable income and employment
- Acceptable credit history
- A primary residence (VA loans are not for investment properties)
How the VA Loan Process Works
- Check Eligibility
Confirm your VA loan eligibility. - Get Pre-Approved
Understand your budget and loan options. - Find Your Home
Work with a real estate agent to choose the right property. - Close Your Loan
Finalize paperwork and move into your new home.
VA Loan Rates & Affordability
VA loans typically offer lower interest rates than conventional mortgages, helping you save thousands over the life of your loan.
Your rate depends on:
- Credit score
- Loan amount
- Market conditions
Contact us today to get personalized VA loan rates.
Why Choose Us as Your VA Loan Lender?
- Expert guidance for veterans and military families
- Fast and simple application process
- Personalized support from start to finish
- Competitive VA mortgage rates
We are committed to helping you achieve homeownership with confidence.
Welcome Veterans
* To begin your online loan application click Apply Today! If you have any questions, call us at 520.241.1428
Let our VA Home Loan experts lead you to homeownership
“This is the third time I’ve worked with Danny. He is very professional and easy to deal with.”
- Robert
Meet the Team
Danny Plattner
Kallie Ruggeroli
Kallie Ruggeroli
Sr. Loan Officer
NMLS 223426
P: 520.241.1428
Originating in Arizona, California, Colorado, Georgia, Idaho, Illinois, Indiana, Kansas, Montana, Nevada, North Carolina, Oregon, Tennesee, Texas, & Washington
Kallie Ruggeroli
Kallie Ruggeroli
Kallie Ruggeroli
Loan Officer
NMLS 2427097
P: 817.223.5788
Originating in Texas
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Frequently Asked Questions
Yes. While we’re based in Tucson, we serve clients throughout the state of Arizona. We are always are available via phone or video.
To qualify for a mortgage, lenders typically look at factors such as your credit score, income, employment history, debt-to-income ratio (DTI), and down payment. The exact requirements vary depending on the loan type and lender
The down payment requirement depends on the loan program.
- Conventional loans usually require 3-20%,
- FHA loans require as little as 3.5%, and
- VA/USDA loans may offer zero down payment options for eligible borrowers.
A fixed-rate mortgage has a constant interest rate and monthly payments for the entire loan term, providing stability.
An adjustable-rate mortgage (ARM) has a lower initial rate but can change periodically, based on market conditions.
Your credit score impacts your loan eligibility, interest rate, and terms. Higher credit scores generally qualify for lower interest rates, while lower scores may require higher down payments or result in higher interest rates.
Closing costs are fees associated with finalizing your mortgage, including appraisal, title insurance, lender fees, and more. They typically range from 2% to 5% of the home’s purchase price.
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Copyright © 2026 Danny Plattner - All Rights Reserved.
Altitude Home Loans
Click here for licensing information related to Altitude Home Loans.
4031 E Sunrise Drive, Tucson, AZ 85718. www.altitudehomeloans.com. NMLS 1955555. You can access Altitude’s licensing information in NMLS by clicking here. Equal Housing Lender. This website is privately owned and maintained by Danny Plattner. This is not a government website and not associated with Davis Month Air Force Base or the Department of Veterans Affairs or any other government agency.
Danny Plattner, Licensed Mortgage Loan Originator, NMLS 223426. Licensed to originate in states displayed in NMLS.
Not affiliated with Department of Veterans Affairs
Access Danny’s licensing information in NMLS by clicking here.
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